We endeavour to enhance our product offering through our alliance with the respective financial institutions. Not just Home Loans, we have experts in the business that can provide a broader range of solutions or advice. Simply call us or email us for more information.
FRANCHISE
Franchise systems are common for the first timers in business who want the support and guidance of an established Brand or Model. Each Franchise system will need to be accredited with the respective Bank(s) for it to lend against that franchise business. This system also allows you to borrow against the business up to a certain value. Franchise Funding is one of our specialities. And with the help of the Banks, we hope to provide a level of service and advice that is second to none. Franchise funding is a matter of finding the Bank that has the appetite to lend to your selected Franchise. We can assist you where you don’t waste your time by approaching various banks, and not knowing if they are interested in funding the franchise that you’ve chosen. Let us do the running around for you.
SMSF
Some people want hands on control of their retirement planning. A good way to do this is to set up your own Self Managed Super Fund or SMSF. Setting up a SMSF is not a simple process and you will need the help of professionals including Accountants and Financial Planners to achieve your goals. We can however assist you with a SMSF Loan in order to purchase a property within the fund. If you are looking to establish or find a better deal with your SMSF loan then it’s imperative to use a broker. Our Finance Consultants have years of valuable experience in finding the best deals across the Lenders who support such applications.
PROFESSIONALS LOANS
Loans more suited to professionals like Doctors, Accountants and Lawyers. Some Banks have more streamlined packages that cater for this audience. Some benefits may include a higher loan to value ratios, pricing discretions, etc.. This means that you can borrow more without having to pay Lenders Mortgage Insurance (LMI).
NON CONFORMING LENDERS
Suits both businesses, and individuals that have bad credit history, or financial difficulties. Not all loans are possible, and dependent on your current situation/scenario, but we are prepared to give it a go.
Cash Flow
Like they say “Cash is King”. Funding a cashflow solution for your business is easy. We can look at more than one option… let’s talk to see where is the bottleneck.
OVERDRAFTS
Working Capital arrangment for businesses. Secured or unsecured – depends on nature of business, size and viability. Business Overdraft is an on demand facility with a working capital arrangement. This facility provides cashflow solution to cover most of your business expenses like wages, rent, bills etc. until you get paid. Refer to SPECIALISED FUNDING for alternative Cashflow solutions.
INVOICE or DEBTOR FINANCE
Invoice Finance allows you to access a certain percentage of your unpaid trade invoices which allows you to run your business without facing cashflow issues. More suited to businesses that provide terms of trade to customers. Cashflow can be eased by directly funding the ledger. This facility is sometimes called Debtor Financing.
TRADE FINANCE
Trade Finance is a particular facility that is most suitable for businesses that import or export raw materials and or finished goods. This flexible loan is short term and is very handy because it allows you to pay suppliers in various currencies and payment methods. Exporters and Inporters can benefit from a range of facilities including hedging strategies to protect your return.